Maybe spending money should be a little harder
Friction-maxxing is having a moment. And it might actually be good for your finances.
Friction-maxxing is having a moment. And it might actually be good for your finances.
Product Updates
September 2026 Stowe Product Updates
Product Updates
Roundup of updates to Stowe in August 2026: snap your receipts, track grocery prices, get grocery spending insights, and bank connection health status.
We break down some budgeting alternatives for those that find running a strict budget difficult to maintain.
Product Updates
July 2026 Stowe product updates
The costs that squeeze a household are rarely the ones people scrutinize. A better way to read your spending is to understand which ones are the hardest to change.
We all overpay on something. Maybe it's a streaming service you stopped using months ago that still bills you every month. Maybe it's the phone plan you've had for years and never once compared against a newer one. Or the internet bill that creeps
Everything Counts is Stowe’s bi-weekly newsletter on household savings, intentional spending, and the everyday economy. Readable, practical, and allergic to personal finance guilt.
The median age of a first-time homebuyer in the U.S. has reached 40, up from 29 in the early 1980s, according to the National Association of Realtors. In Toronto and Vancouver, benchmark home prices are now eight to ten times the median household income. Much of the standard financial
38% of American couples fully combine their finances, 42% have kept a financial secret from their partner, and the research on what actually works has little to do with budgets.
The 2026 FIFA World Cup kicks off on June 11 across 16 cities in the US, Canada, and Mexico. It's the first time the tournament has been held in North America since 1994, the first with 48 teams instead of 32, and the first where the price of
71% of Gen Z actively seeks dupes, entire platforms exist to find them, and the algorithms shaping what you see may be deciding what you want in the first place.
What happened to dollar deals at McDonald's? Why are premium cards like American Express getting pricier while the economy feels unstable? The answer lies in what economists now call the E-Shaped economy. Let me explain. In 2020, economists started calling the economy K-shaped. After the pandemic, one segment—
From Sydney to San Francisco, rising prices and higher financing costs are reshaping the long-standing assumption that owning a home is always the smartest way to build wealth.
Exploring why starter salaries haven't kept up with the cost of starter lives, and the widening gap between income and independence. Imagine it's the year 2000. You've just graduated university with a marketing degree. Your starting salary is $39,800. After-tax, that works out
What 28 to 45 year olds are buying more (and less) of compared to a decade ago.
I hate budgeting. It has always felt cumbersome and hard to maintain, and I’ve never found it that helpful. I’d rather just have a rough idea of where my money goes instead of tracking every little thing. This year, though, I want to be more mindful about what
How Canadian households can make their charitable giving tax-smart before year-end
Rent isn’t as fixed as it looks. With a bit of research, good timing, and a calm conversation, you can often lower your rent or secure better terms, without risking your relationship with your landlord.
Overall, household spending remains flat in 2025, with gains being concentrated in everyday experiences—meals out, travel, and digital goods—rather than big purchases or home upgrades.