From Sydney to San Francisco, rising prices and higher financing costs are reshaping the long-standing assumption that owning a home is always the smartest way to build wealth.
Exploring why starter salaries haven't kept up with the cost of starter lives, and the widening gap between income and independence. Imagine it's the year 2000. You've just graduated university with a marketing degree. Your starting salary is $39,800. After-tax, that works out
What 28 to 45 year olds are buying more (and less) of compared to a decade ago.
I hate budgeting. It has always felt cumbersome and hard to maintain, and I’ve never found it that helpful. I’d rather just have a rough idea of where my money goes instead of tracking every little thing. This year, though, I want to be more mindful about what
How Canadian households can make their charitable giving tax-smart before year-end
Rent isn’t as fixed as it looks. With a bit of research, good timing, and a calm conversation, you can often lower your rent or secure better terms, without risking your relationship with your landlord.
Overall, household spending remains flat in 2025, with gains being concentrated in everyday experiences—meals out, travel, and digital goods—rather than big purchases or home upgrades.
The old way of saving—being extremely frugal—doesn’t really work in today’s world. Now, people are turning to ‘soft saving,’ which translates to saving when you can but also allowing yourself to enjoy life in the moment.
We crunched the numbers to see whether Uber and rideshares are cheaper than owning a car. The answer depends on two things: how much you drive and how flexible your household can be.
You don’t need a strict budget to manage money well—set up an anti-budget system that automates the essentials, and let the structure do the work for you.
We take a deep dive into budget culture, explaining what it is, the benefits and downsides, and provide an alternative, simpler model to understand your household finances.
Everything you've ever wanted to know about credit scores: the history, soft v. hard credit checks, why BNPL doesn't quite count yet, where to get it for free, and what counts as a good score.